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This showstopper offers every detail to enhance your coastal lifestyle! From its strategic location with easy access to the beach and intercoastal waterway, to its cheerful professionally designed interior that maximizes space and comfort. This home embodies the essence of island living at its finest. Welcome to your piece of heaven nestled within a community where low HOA dues ensure well-maintained grounds and amenities. This home offers a serene retreat with all the comforts of modern living. Step inside to discover a spacious, open kitchen that serves as the heart of the home. Three mini split air conditioning units ensure personalized comfort throughout the home, allowing you to adjust temperatures to your preference in different areas. This modern cooling solution enhances energy efficiency and maintains a consistently comfortable environment year-round. Owning in the Co-Op not only offers a delightful living space but also grants you a share in a community-oriented lifestyle. With easy access to shared amenities and a supportive neighborhood environment, you're not just buying a home—you're investing in a peaceful and fulfilling way of life. As you step inside, you're greeted by a warm and inviting living space adorned with beach-inspired decor. The living room is tastefully furnished with comfortable seating arrangements. Adjacent to the living area, the kitchenette boasts all the essential amenities for preparing simple meals during your stay. Compact yet functional, it features a stove, microwave and refrigerator. A cozy dining nook nearby offers a charming spot to enjoy meals. The bedroom, though modest in size, offers a peaceful sanctuary for rest and relaxation. A comfortable queen-sized bed invites you to unwind after a day of exploring the island's attractions. A closet provides storage space for your belongings, while windows allow natural light to fill the room during the day. The bathroom, though compact, is equipped with all the essentials, including a shower, toilet, and vanity sink. A porch extends the living space outdoors, offering a perfect spot to soak up the island's sunshine or enjoy dining amidst the rustling palm trees and tropical foliage. Parking is directly in front of the unit. Sandpiper Resort Co-Op is a 55+ community.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.154% | 6.248% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,765 | $1,856 | $2,355 |
Total Monthly Payment | $2,061 | $2,152 | $2,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.