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Discover this 4-bedroom, 2. 5-bathroom residence in the serene Cross Creek neighborhood, constructed in 2022. Spanning 2, 492 square feet, the house utilizes the Brighton floor plan, which includes a multi-purpose room at the front. This space is adaptable and can function as a dining room, an office, or an additional bedroom, depending on your needs. The home presents a practical layout with a neutral color scheme, ready to accommodate any personal style or furniture arrangement. The expansive backyard offers ample space, perfect for a variety of outdoor activities and enhancements such as installing a pool, setting up a fire pit, or creating a playground for children. The Cross Creek community is equipped with a range of facilities. Residents have access to a clubhouse, three swimming pools, and a fitness center that caters to all levels of fitness enthusiasts. The neighborhood includes sports facilities for those interested in staying active and competitive. For those with recreational vehicles, the community offers RV and boat storage at a homeowner rate, providing a convenient solution for large equipment. Additional outdoor amenities include a playground for children, a basketball court for sports enthusiasts, and a picnic area for family gatherings and social events. All these features create a vibrant living environment ideal for families and active individuals. Located strategically near major highways, Cross Creek provides effortless access to the bustling city of Jacksonville, the historic charm of St. Augustine, and the quaint downtown of Green Cove Springs, renowned for its shops and local eateries. Furthermore, NAS JAX is only a 25-minute drive, making it an excellent location for military families or those seeking a quick commute to the base. This home combines modern comforts with community conveniences, making it an ideal choice for those looking for a new home in a dynamic and family-friendly neighborhood.
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Our Executive Mortgage Banker:
Our Insurance Division:
$362,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $289,600 | $289,600 | $289,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $667 | $667 | $667 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,830 | $1,902 | $2,424 |
Total Monthly Payment | $2,572 | $2,644 | $3,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.