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Welcome to this ALLURING two-story home in MIDTOWN KINGSTON!! Tucked away near the end of the street, pride of ownership is evident here. Each house is well-maintained, featuring neatly trimmed lawns, colorful flowering trees and beds & inviting front porches that add character to the block. This charmer is steps from the UPTOWN STOCKADE DISTRICT and blends classic elegance with a hip, modern design. Inside, the home showcases several large windows that flood the home with NATURAL LIGHT. The well-crafted kitchen perfectly balances functionality and style, offering a smooth flow for cooking, dining, and daily tasks. This layout includes AMPLE COUNTER SPACE making meal prep a breeze. . . while an extended tiled countertop provides extra room for baking or even a cozy coffee station. Just off the kitchen, a nearby vestibule houses a washer and dryer, making multitasking effortless—toss in a load of laundry while preparing dinner, all within easy reach. The thoughtful placement keeps laundry accessible yet discreet, maintaining the kitchen's clean and organized aesthetic. The dining area flows seamlessly into a spacious living room that has an open, airy feel and is fashioned for both comfort and versatility. Whether hosting gatherings or unwinding after a long day, this welcoming lounge offers room to spread out, while the nook adds character and a connection to the neighborhood outside. Upstairs, the bedrooms have beautiful HARDWOOD flooring, ceiling lights, and decent sized closets. The WALK-UP ATTIC offers a fantastic opportunity for expansion—think a cozy loft, artist's studio, office or ensuite. The full basement provides for much storage, and has interior access. Outside, you can create your own comfy retreat. The WRAP-AROUND COVERED PORCH extends your living space beyond the walls and welcomes you and your guests for morning coffee, afternoon relaxing or evening entertaining. There is plenty of room for seating and decorative touches here. . . it is both a practical and pleasing highlight. The FULLY FENCED back and side yards would be sweet spots for grilling and gardening while keeping your pets safe. This property features OFF-STREET PARKING for two or more vehicles with more on one-way street non-metered parking as well. This well-located home, nestled in the heart of sought-after Midtown Kingston, provides easy access to local amenities and attractions. Whether you're commuting to work or enjoying the vibrant neighborhood, this property provides the ultimate in convenience and accessibility. Don't miss your chance to own a home that suits your every need in such a prime, central location! Just 5 minutes from the Thruway and less than a 2 hour drive from NYC.
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $490 | $490 | $490 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,618 | $1,682 | $2,143 |
Total Monthly Payment | $2,183 | $2,247 | $2,708 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.