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Under contract-accepting backup offers. Lovely two-bedroom, two-bath home in Deltona, FL with easy access to I-4, 17-94, Deland, Daytona Beach, and Sanford. This home has been lovingly maintained. All the big items are newer: roof, water heater, a/c (heat pump). Solar panels (installed in 2023) and newer double paned windows will be easy on the electric bill. Spacious living/dining area features laminate flooring, ceiling fans, and oversized windows with views of the lovely enclosed patio and landscaped backyard. Master and secondary bedroom also have laminate flooring, ceiling fans and plenty of space and light. The kitchen features solid wood cabinets, vintage tile, and cosy eat-in space. Indoor laundry includes washer/dryer and large pantry closet with plenty of storage. There is plenty of room for storage and projects in the over-sized one-car garage. Just outside the dining room slider is the all-season patio which is under air and can be used as living area all year long. The large landscaped yard includes full-fencing, storage shed, mature trees, and two open air patio areas. All this and upgraded details including warm solid wood doors and trim, copper-look gutters, and fresh exterior paint. One block from Discovery Elementary.
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Our Executive Mortgage Banker:
Our Insurance Division:
$252,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $202,000 | $202,000 | $202,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $358 | $358 | $358 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,327 | $1,691 |
Total Monthly Payment | $1,710 | $1,760 | $2,124 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.