24 CYPRESS AVENUE, St. Cloud, FL, 34769 | $440,000

Over 1/3 acre and less than a block away from EAST LAKE TOHOPEGALIGA and NO HOA! Truly a rare find! This freshly painted, spacious 2, 250 SF, 3 bedroom, 2 bath home includes a formal living room, dining room and family room. The floor-to-ceiling stone fireplace is the focal point of the large family room off the kitchen. French doors open to the huge 332 SF, air-conditioned Florida room. Views of East Lake Toho can be enjoyed from both the kitchen and Florida/Bonus Room as well as the incredibly relaxing back yard. Features include skylights, double ovens, breakfast bar, rollout cabinet shelves and walk-in pantry in the kitchen. Large Primary suite with a walk-in closet and spacious bath with dual sinks, garden tub and separate shower. 2017 Architectural shingled roof with 2019 13KW Solar Panel System to minimize your electric bill and maximize your independence from power outages, if a backup battery is added to the system. It also provides a hedge against rising electric costs with the bonus of being environmentally friendly. Win, Win, Win! HVAC replaced 2023. Over 1/3 acre lot with irrigation for mature landscaping, Majestic Oaks and a beautiful Magnolia tree in the front yard that shades the extra long driveway that culminates in an RV pad, complete with water and electricity. Drive your golfcart just 3/4 of a mile to Lakefront Park to enjoy the Marina, boat ramp, piers, beach, splash park, Crabby Bill's seafood restaurant and Dan Tarrell Memorial Point gazebo and jetty. Or, you can drive south a few blocks to enjoy the Downtown Entertainment District for shopping, restaurants and scheduled events. This beautiful executive home is conveniently and centrally located to all major central Florida highways. The theme parks, Orlando Airport and Lake Nona are all within 30 minutes, and you are only an hour from the beautiful central Florida beaches. Live and play like you’re on vacation 365 days a year.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 105 x 150
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 2000
  • Garage: 2-car Garage Faces Side, Oversized, RV Parking
  • Heating: Central, Electric, Heat Pump, Solar
  • Cooling: Central Air
  • Approx Sq. Feet: 2,250
  • Acreage: 0.34
  • Lot Size: 105 x 150
  • Est. Taxes: $3,576
  • Lot Desc: Landscaped, Oversized Lot
  • View: Water
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave
  • MLS#: O6288103
  • Days on Market: 37 days
  • Website: https://www.raveis.com
    /prop/O6288103/24cypressavenue_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/8/2025 4:47:08 PM)
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO   Phone: 407-622-2122

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NMLS Mortgage Loan Originator ID 16953

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24 CYPRESS AVENUE, St. Cloud, FL, 34769

$440,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $352,000 $352,000 $352,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.037% 6.046%
Monthly Tax Payment $298 $298 $298
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,196 $2,312 $2,923
Total Monthly Payment $2,569 $2,685 $3,296

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.