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Nestled on the tranquil edge of Middle Lake, this home is designed to maximize its breathtaking water views. The panoramic vistas of the serene lake, extending to Bird Island where thousands of remarkable birds' nest and thrive, will leave you in awe. There's plenty of room for your fishing or boat dock and space for the pontoon boat of your dreams. The floor plan is thoughtfully designed to enhance the lake views, featuring quad sliders that open to the lanai and expansive picture windows framing the picturesque landscape. Abundant natural light fills the home, creating a bright, welcoming atmosphere. With 3 spacious bedrooms and 2. 5 bathrooms, this home is situated on one of Sun City Center's most desirable lots, offering 1/4-acre with space for a 6' fence and dog run on the side. The home provides over 2, 000 square feet of move-in ready living space with endless possibilities in the open layout. Most major updates have already been addressed, ensuring peace of mind for the new owner. Recent improvements include a brand-new roof in 2024, sewer pipelining in 2023 with a 50-year warranty, a new seawall in 2020, and double-pane thermal windows that save on energy costs. Beautiful blinds adorn the windows, adding both style and functionality. Additional updates include a new sprinkler system pump and controller installed in 2019, it's had minimal use (irrigation is sourced from the lake), attic insulation replacement, duct cleaning, a new electric panel with surge protection, and a 50-gallon water heater in 2016. The home's curb appeal is unmatched, surrounded by meticulously crafted, lush Florida landscaping. The driveway, which accommodates up to 6 cars, has been painted and sealed, and the sidewalk leading to the charming, gated courtyard adds to the overall appeal. Nest thermostats were installed for both A/C units for added efficiency. A full list of updates and a property survey are available. A half bath just inside the garage and workshop provides convenience, and the large workshop with golf cart doors and a mud sink adds valuable extra space. The garage easily accommodates 2 cars and a golf cart, while a handy storage shed is located on the south side of the home. Whether you're looking to relax, entertain, or enjoy the vibrant Sun City Center community, this home is the perfect place to call your own. Just a short golf cart ride from local conveniences such as Winn Dixie, the Publix shopping center, Aldi's, Walmart, and Sun City Center Plaza, this home is ideally located within a community offering world-class amenities. The Sun City Center lifestyle awaits, and all you need is a golf cart to start enjoying it. Sun City Center, Florida’s most affordable 55+ active living community, is minutes from some of Florida’s finest beaches, Tampa’s cruise port, and Disney World. This debt-free community boasts two multimillion-dollar clubhouses, three heated pools, a state-of-the-art fitness center, a sports complex, saunas, an arts and crafts building, and multiple golf courses. The area is also home to top-tier medical facilities, including its own hospital and free ambulatory and paramedic services. With nearly 200 social and sports clubs and endless entertainment options, Sun City Center offers a vibrant lifestyle that’s easily accessible by golf cart. SCC was named Best Place to Retire in 2024 by Travel and Leisure magazine. With near-perfect weather year-round, it’s one of the best places to live in Florida.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $275,920 | $275,920 | $275,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $406 | $406 | $406 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,744 | $1,813 | $2,310 |
Total Monthly Payment | $2,225 | $2,294 | $2,791 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.