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Opportunity awaits with this of charming waterfront condo in Punta Gorda’s gated Emerald Pointe development. This 2-bedroom, 2. 5-bathroom townhome. offers the opportunity to finish and update to your taste. With over 1, 700 sq. ft. of thoughtfully designed living space, this bright and inviting2 floor unit features stunning water views, an open floor plan, and exclusive community amenities. The interior boasts a tiled entry, a kitchen with granite countertops, soft-close drawers, tile backsplash, and newer appliances—plus ample storage. The owners started the flooring upgrade project and have material onsite to complete; The unique enclosed atrium between the breakfast area and living room floods the indoor space with natural light, while the large living room opens to a large enclosed lanai, perfect for enjoying picturesque canal and dock views. Upstairs, the master bedroom offers expansive water views, a walk-in closet, an additional closet, and an adjoining master bathroom with dual sinks, and a spacious tiled step-in shower with soothing waterfall fixtures. The generously sized guest bedroom includes its own private bath, and a convenient laundry closet with a barely used washer and dryer completes the upper level. A half bath on the main floor adds practicality. The home features a new roof, one new and one rebuilt air conditioning unit, a new water heater, along with an attached one-car garage. Emerald Pointe provides direct boating access to the Peace River and Charlotte Harbor, with dock space available on a first-come basis, managed by the Harbor Master. Enjoy a very active tennis club, pickle ball, bocce ball and yacht club in a vibrant active community. The community features a boat launch along with dry boat storage; available in winter. Hone your skills on the putting green, or cool off and relax in one of 3 community swimming pools (one heated), a fitness center, bbq on the outdoor grills and enjoy a clubhouse offering group activities and amenities. Experience all if this just minutes from Charlotte Harbor, top-rated Punta Gorda restaurants, medical facilities, shopping, beaches, and airports, with easy access to I-75 and US-41, this prime location ensures convenience and leisure. Sold as-is. Flooring is onsite. Garage still needs some finishing. The rest of the remodel is ready for your vision and primed for completion. This townhome is your gateway to the best of waterfront living—schedule your showing today!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $214,000 | $214,000 | $214,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $349 | $349 | $349 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,353 | $1,406 | $1,791 |
Total Monthly Payment | $1,777 | $1,830 | $2,215 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.