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9820 SW 89TH TERRACE, #B, Ocala, FL, 34481 | $179,000
Welcome to this bright and charming Grand Lafayette villa located in Americana within the beautiful community of On Top of the World. This 2bed, 2bath, and 1. 5 car garage features, tile thru the whole house except the 2 bedrooms that have LVP flooring, crown molding in the main area, plantation shutters in the front and back windows and new blinds throughout, fans in every room, new eye -catching Frank Lloyd Wright inspired glass front door that makes the living room brighter, 3 solar tubes with a remote control to adjust the amount of light, A/C 2020, the seller has an AC company that comes twice a year for maintenance, ROOF WILL BE PUT ON 03/2025 AND THE SELLER WILL PAY FOR IT. The welcoming front porch leads into the living room/dining room space making for great entertaining! The bedrooms are to the right and the kitchen is located to the left end of the main living space. The kitchen boasts staggered off-white cabinets with soft closed drawers and pull out for an easy reach, back splash, plenty of counter space, two new solar tubes to allow more natural light and stainless-steel appliances. Step to the enclosed, under heat and air lanai to enjoy the extra space for your hobbies or entertainment. The primary bedroom is in the back of the home for privacy with a large walk-in closet and en-suite bath with step-in shower. The guest bedroom has an extra-large closet, with hall/guest bath dividing the bedrooms. The property is in walking distance to the REC Center. Fully or partially furnished are options. This community offers quick access by golf cart to three shopping centers for all your shopping, dining, financial and medical needs. Come enjoy all the benefits of indoor/outdoor easy living in this lovely Florida home!
Features
- Rooms: 3
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Garage
- Year Built: 1994
- Garage: 1-car
- Heating: Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,215
- Est. Taxes: $1,022
- HOA Fee: $531 Monthly
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- MLS#: OM697781
- Days on Market: 29 days
- Website: https://www.raveis.com
/prop/OM697781/9820sw89thterrace_ocala_fl?source=qrflyer
Listing courtesy of ON TOP OF THE WORLD REAL EST Phone: 352-854-2394
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
9820 SW 89TH TERRACE, #B, Ocala, FL, 34481
$179,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $143,200 | $143,200 | $143,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $85 | $85 | $85 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $905 | $941 | $1,199 |
| Total Monthly Payment | $1,065 | $1,101 | $1,359 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388