850 NAPOLI LANE, Punta Gorda, FL, 33950 | $850,000

Under contract-accepting backup offers. STUNNING WATERFRONT 3 Bedroom, 2. 5 Bathroom, OVERSIZED 2 Car Garage, Pool home with a Den, on a SALTWATER canal with 80 feet of water frontage with a private 10'x30' dock & 10, 000 pound boat lift and BOASTS over 2900 square feet of living space, in Punta Gorda Isles. NO HOA FEES & BUILT ON A STEM WALL RAISED 10. 5 FEET ABOVE SEA LEVEL! This beautiful home features a bright & open floor plan, tile flooring throughout, high ceilings, a central vacuum system, an intercom system, a 25KW WHOLE HOME generator & 500-gallon in ground propane tank, BEAUTIFUL water views and SO MUCH MORE! The open living and dining room make this home ideal for entertaining with a 14-foot tray ceiling with lighting, a zero corner slider showing off the INCREDIBLE water view, in-floor outlets, built-in shelving & built-in entertainment center, a gas fireplace, a wet bar with built-in wine rack & framed glass upper cabinet, and an 8x10 area perfect for a baby grand piano or a formal sitting room. A GOURMET kitchen offers ALL appliances including a gas range, built-in double ovens, & two dishwashing drawers on either side of the sink; granite countertops, tiled backsplash, a center island, ample counter space, plenty of cabinets for storage, a breakfast bar and dinette with large windows for water view dining. The spacious master bedroom has a glass slider to the lanai, a large walk-in closet, built-in storage cabinets, and a private en-suite bathroom with a dual sink vanity, two linen closets, a soaking tub, a tiled walk-in shower with two shower heads and a private water closet. The guest bedrooms are on a split floor plan, providing plenty of privacy, with built-in closets, additional above-closet storage, and a shared guest bathroom nearby. One guest room has a glass slider to the lanai with a built-in queen-sized murphy bed with two lighted display glass cabinets, locking file cabinets, and open display shelving. A front office includes heavy-duty custom built-in shelving, a desk area with lighting, and a built-in space for a TV. A generously sized laundry room has 10-foot ceilings, with a washer & dryer, utility sink, and a floor-to-ceiling storage closet. An outdoor oasis awaits on the screened lanai where you can sip your morning coffee or unwind with your favorite evening beverage while you enjoy BREATHTAKING water views. Dive into the crystal waters of a private saltwater pool and spa with a waterfall feature or soak up the sun from the pool deck. The lanai has a half bathroom, an outdoor shower, and a lockable air conditioned storage room. Set sail for endless water adventures or cast your line from your backyard with a 10'x30' concrete dock with electricity & water and a 10, 000 boatlift. 2024 METAL ROOF & GUTTERS - TWO A/C UNITS - HEAVY DUTY ROLL DOWN HURRICANE SHUTTERS - 2022 POOL PUMP - IN FLOOR POOL CLEANING SYSTEM - 2018 SEPARATE WATERFALL PUMP - HEAVY METAL FULL SCREENED LANAI/POOL CAGE - WATER SOFTENER - WHOLE HOME GENERAC GENERATOR - 500 GAL PROPANE TANK- OUTDOOR SHOWER - LANAI HALF BATH - CIRCLE DRIVEWAY - RADIANT HEAT BARRIER IN ATTIC - see attached feature sheet for all features. Enjoy all the amenities that Punta Gorda has to offer such as biking, fishing, boating, dining, live entertainment, and much more! Close to Fisherman's Village, Ponce De Leon Park, Gilcrest Park, and Historic Downtown Punta Gorda. Also, minutes to award-winning beaches such as Englewood Beach, Manasota Key & Stump Pass to name a few!! Furnished photos have been added.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 90 x 120 x 80 x 120
  • Laundry: Inside, Laundry Room
  • Year Built: 2006
  • Garage: 2-car Circular Driveway, Driveway, Oversized
  • Heating: Central, Electric, Propane
  • Cooling: Central Air
  • Approx Sq. Feet: 2,920
  • Acreage: 0.22
  • Lot Size: 90 x 120 x 80 x 120
  • Est. Taxes: $8,722
  • Lot Desc: Cul-De-Sac, FloodZone, City Lot, In County, Landscaped
  • View: Pool, Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Microwave, Refrigerator, Water Softener
  • MLS#: C7507068
  • Days on Market: 38 days
  • Website: https://www.raveis.com
    /prop/C7507068/850napolilane_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/6/2025 9:36:36 PM)
Listing courtesy of KW PEACE RIVER PARTNERS   Phone: 941-875-9060

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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850 NAPOLI LANE, Punta Gorda, FL, 33950

$850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.898% 6.739% 6.560%
Monthly Tax Payment $727 $727 $727
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,187 $4,354 $5,877
Total Monthly Payment $5,006 $5,173 $6,696

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.