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Under contract-accepting backup offers. A sun-dappled yard welcomes you to this lovely villa in Summertree, a gated, 55+ subdivision in New Port Richey. Overlooking the golf course with no neighbors to the left, this 2-bedroom, 2 full bath home shines with pride of ownership. A NEWER roof was installed in 2019. Beyond the stately entrance topped with a transom window, sunlight illuminates a beautiful living room complete with vaulted ceilings and views straight out to the four-season lanai. To the right of the entry foyer, a unique cutout reveals the formal dining room, framed by a picture window. The adjacent eat-in kitchen is wide open and luminous, dressed in stunning white cabinetry and countertops. Recessed lighting and the breakfast bar add to the contemporary vibe. Two sets of doors - one leading to the well-appointed laundry room, and the other to a handy pantry closet - complete the picture. The spacious master suite boasts twin windows and sliders for private access to the lanai. Complete with a ceiling fan and large walk-in closet, the companion en suite bath offers ample storage, dual sinks, a shower room, and a deep soaking tub. As for the second bedroom, it is large enough to function for an array of purposes: as a guest room, home office, playroom, personal gym space, or a den. Sliders from both the master suite and the living room introduce this amazing space featuring tiled flooring, with windows showcasing the backyard. You’ll enjoy hours of relaxation in this versatile room. The patio is its wonderful extension, providing a platform for your BBQ and your sun lounging. With a NEWLY renovated clubhouse and a community pool, you’ve got your pick of a plethora of activities including tennis, pickleball, shuffleboard, bocce ball, horseshoes, sauna, hot tub, billiards, cards, fitness center, crafts, library, and a computer room. The reasonable HOA fees cover cable, internet, trash, exterior ground/building, and recreational amenities. This might just be the very home you’re seeking!
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Our Executive Mortgage Banker:
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$263,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $211,120 | $211,120 | $211,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,317 | $1,387 | $1,767 |
Total Monthly Payment | $1,499 | $1,569 | $1,949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.