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If you desire privacy and security, you are going to love this popular St. Kitts model by Arthur Rutenberg! Located in the prestigious gated community of Sunset Lakes, this home is situated on a large lot that has conservation areas in the rear and on the left side of the property. The homes on the right side and across the street are both corner lots and are oriented in such a way that they have no view of this home's private living areas. In addition, Olivia Court ends in a cul-de-sac, so there will be no through traffic. The home boasts a spacious family room, formal living and dining rooms, a separate den/office, a large bonus room with double glass French doors, tray ceilings and the bedrooms are arranged in a 1-2-1 split. In addition to the screened pool and lanai, the owner added the optional cabana which allows for many versatile uses such as large seating area, ourdoor dining or game area. The roof, the garage utility door, pool screen and rain gutters were all replaced or installed in 2024! The kitchen has granite countertops and a convenient center island with a beautiful pot rack and light fixture. The Sunset Lakes Beach Club has two pavillions with picnic tables and barbecue grills, beach volleyball court, playground, community dock and restroom facilities. All residents of Sunset Lakes have boating access via a boat ramp to Big Lake Vienna, a 40 acre ski lake! Sunset Lakes also has convenienct access to I-75, I-275 and the Veterans Expressway/Suncoast Parkway, as well as the Tampa Premium Outlets, Wiregrass Mall, entertainment and many dining options.
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Our Executive Mortgage Banker:
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$790,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $632,000 | $632,000 | $632,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $581 | $581 | $581 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,995 | $4,152 | $5,291 |
Total Monthly Payment | $4,668 | $4,825 | $5,964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.