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Welcome to this newly renovated 2-bed / 1-bath canal front Sea Ranch, located just a few short minutes to the Gulf of America. This property is perfect for living a low-maintenance lifestyle and shows exceptional attention to detail. The private lot has mature landscape and a shell walkway that leads to the custom tile entryway. The open floor concept with tons of natural light connects both the interior and exterior spaces, which allows multiple water views. The updates are done in modern colors and recessed lighting throughout. The tiled kitchen backsplash, new waterproof vinyl flooring, combined with ergo-friendly butcher block counters and wood cabinets, creates an ocean vibe. The home even has a built-in electric fireplace for those chilly mornings. The master bedroom overlooks the canal and has separate sliding doors. The new bathroom was designed to house a stackable washer/dryer unit. The additional 600 sq ft finished flex space with sliding door leads to the backyard oasis and the 40-foot seawall. The outdoor space is perfect for entertaining.
New roof and gutters installed in 2022, with a 12-year warranty that can be transferred to the new owners for $500.
Come and live your waterfront lifestyle dream in this golf cart community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,188 | $1,235 | $1,574 |
Total Monthly Payment | $1,442 | $1,489 | $1,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.