![]() |
Under contract-accepting backup offers. You'll discover this community just off HWY 60 in Bartow, away from the noise and traffic, with Publix and daily necessities just minutes away. The home sits on 1/2 ACRE with NO HOA. The interior of the home offers a SPLIT PLAN with 3 bedrooms, 2 baths, indoor laundry, and a WOOD BURNING FIREPLACE. Between the family room and dining room the kitchen is conveniently located for easy meals and snacks. The owners are using the formal living room as a theater room with theater seating. Two recliners, the theater seating and a projector TV are being left if the buyers are interested. The daybed and desk in the 2nd bedroom will also be left if the buyers are interested. There is access to the screened patio from the family room, dining room and the primary bath. An extended covered patio area was added creating additional outdoor living with a Hot tub purchased in 2024, also being left if the buyers are interested. The BACKYARD is FULLY FENCED with a shed for storage. A/C was replaced in 2015 and is serviced annually. HOT WATER HEATER was replaced in 2022 and is insured by Duke Energy. ROOF installed 2019, CULLIGAN WATER SYSTEM all new components 2023, NEW EASY CLEAN WINDOWS 2021, 200 AMP electric to accommodate an RV, Generator and or Hot Tub. Existing generator will not convey with the property. Riding mower and an extra refrigerator on the screened patio will also stay with the home. There is a full list of numerous additional improvements available. Your realtor can share them with you. The USDA Eligibility map indicates that this property is in USDA territory. Please contact your lender to confirm.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $149 | $149 | $149 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,770 | $1,839 | $2,344 |
Total Monthly Payment | $1,994 | $2,063 | $2,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.