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Looking for a historical gem of a home to claim as you own? Nestled in the center of Lakeland's Historic District, this bungalow has so many features to appreciate! Imagine coming home to appreciate the timeless charm of the brick road the home is located on and being welcomed into the enclosed Florida room, admiring the wood floors where you can read a good book, as you continue to in to the great room spacious enough for a combination dining area, with a wood burning fireplace, built-in shelves, the over-sized kitchen boasts nice cabinetry, modern appliances, ample counter space, making it a joy to cook and create. Each of the bedrooms offers a peaceful retreat that reflect the home's historic charm. The bathroom shows a perfect balance between classical and contemporary styles. Off the kitchen is also a large laundry room with even more cabinet space. The outside is perfect for outdoor activities or simply enjoying the lovely Florida weather. The location places you close to Lake Hollingsworth and near Lake Morton for extra outside views amongst local shops, restaurants, parks, and entertainment. Wheather you are a looking to purchase your first home or to downsize this home is a rare find in Lakeland, don't miss the opportunity to own a piece of history that brings character and comfort to life!
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $142 | $142 | $142 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,511 | $1,569 | $1,976 |
Total Monthly Payment | $1,728 | $1,786 | $2,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.