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Under contract-accepting backup offers. This is a fantastic and unique block home for a large family, in Lake Maggiore Shores, with nothing to do but move right in! First, as you approach, you'll see very nice curb appeal in this home with a double 100x120 corner lot, with a large covered front porch for sitting outside and enjoying the gorgeous weather and friendly neighbors. Entering a bright spacious Living Room, Dining Room and totally remodeled Kitchen with newer stainless refrigerator, range and dishwasher, quartz counter tops and soft-close cabinets and drawers. The Master bedroom is made up of 2 large rooms with a private entrance that could be ideal as master with office, or a separate living space for those returning adult family members. There is also a separate mother-in-law apartment that can be entered from the outside with a separate entrance. It features a bedroom, bathroom and 7x8 office or sitting area. This home is fantastic for a large family requiring private living spaces. Everything has been remodeled and polished: gleaming terrazzo floors, freshly painted, lovely ceiling fans and recessed lighting, new window blinds, a half-garage with brand new garage door for extra storage or parking motorcycles or bicycles and laundry hook-up, remodeled bathrooms, brand new HVAC March 2025, roof 2011, brand new water heater, updated windows, plenty of parking in the back of the house. Walking distance to glorious Lake Maggiore (looks like a kayak launching area, too). This home has never flooded and the lot slopes away from the house taking water to Lake Maggiore. Quick access to I-275, sizzling Downtown St Pete, and the 4th Street Corridor.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,997 | $2,073 | $2,630 |
Total Monthly Payment | $2,480 | $2,556 | $3,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.