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Gorgeous house with canal in Mirabay that Not require going through the locks to get out to the bay! waterfront home on a very quiet cul-de-sac with exquisite view of sunrise and sunset in true Florida style. As you enter the home, you are greeted with a grand open foyer featuring a large staircase with separate formal dining room and an office with French door. Take a tour of the expansive chef's kitchen that offers an island stove, hardwood cabinets, granite counter tops, and a separate breakfast area with natural lighting and water view. The living room offers lots of space for gathering and plenty of room to roam with the open floor plan. A private master suite is located on the first floor along with a suite bathroom featuring glass shoer, garden tub, and oversite walk-in closet. Open the French door and step out onto the covered porch for breathtaking sunset over the canal with a dock and the outdoor kitchen. The upper floor has a large open great room with cathedral ceilings with three bedrooms. Guest room 1 has a private bath and rooms 2 and 3 share a large jack and jill bathroom. There is plenty of room for 3 cars garage with a Tesla electric charger. Enjoy the true Florida lifestyle and bring your boat!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.764% | 6.726% |
Monthly Tax Payment | $1,803 | $1,803 | $1,803 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,665 | $5,891 | $8,014 |
Total Monthly Payment | $7,593 | $7,819 | $9,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.