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New price adjustment and it won't be on the market long! This is the envy of all homes in this 55+ Lakefront Community! Low HOA, only $39 month. This Open Floor plan home has been totally gutted and remodeled! This is Not a flip home, sellers planned on staying but ended up with a job relocation. This prized possession could be yours! The subflooring has been replaced with ¾ inch Plywood and covered with Lifetime Laminate flooring. The electrical service is also brand new and the sellers had a Generator Connection installed directly into the Breaker Box. Kitchen has been enlarged and modernized. The room right next to the entrance with the beautiful Barn Door is currently being used as an office, but it can be a craft room, Pantry, storage, whatever your heart desires. All new cabinets, Pantry with pull-outs along with several other pull-outs in the Kitchen. Tiled Back Splash, Coffee Bar and Quartz countertops. While you’re enjoying your breakfast/dinner you can spot some wildlife in the woods across the canal. Microwave and Range are brand new-installed March '25. The Ceiling has been covered with Armstrong Tongue and groove ceiling planks. All new lighting and plumbing fixtures throughout. 1100 Sq Ft of Florida room with sliding windows, carpeting and a ceiling fan to use year-round. The home has been releveled with new piers, the underlaying sheeting has been recovered with Polypropylene and in 2023 new Hurricane Tie-downs have been installed. The exterior walls have been insulated with foam insulation. Most of the windows have been replaced with Impact rated Low E rating, except for the kitchen windows connected to the Florida room. Three Panel Craftsman doors plus a Barn door installed throughout. Both bathrooms have new walk-in showers and sliding Glass doors, Vanities, storage space and all new fixtures; the guest bath has a linen closet too. Primary Bath has the top of the line all in one Washer/dryer combo. Primary Bedroom has a large walk-in closet with plenty of storage. The hot water heater was replaced less than 2 years ago. The Shed is attached and spacious with electric and shelving. Additional 10 feet by 72 feet of roof coverage was added to the large carport; great space to add a screened-in porch if you choose. The Driveway has plenty of room for several vehicles. Roof and A/C were replaced by the previous owner back in 2018-2019. The seawall is made of Pressure Treated wood. This lakefront community is located on a Dead-end Street with 2 entrances, it has a dock, boat ramp, Shuffleboard and Clubhouse with activities. There is secure storage for your RV and extra boating equipment. Shopping, entertainment is easily accessed by the main roads just minutes from the community. Available for a quick closing!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $147,600 | $147,600 | $147,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $87 | $87 | $87 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $933 | $981 | $1,236 |
Total Monthly Payment | $1,095 | $1,143 | $1,398 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.