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This one is a must see-you won't be disappointed! Spectacular Heritage Oak Park Villa located on a large picturesque, wooded back yard. This beautiful villa comes loaded with updates & upgrades. No need to do anything but put in your furniture and enjoy the resort lifestyle that Heritage Oak Park has to offer! This villa is the sought after "A' villa that boasts 2 bedrooms, 2 full baths, den/bonus room/3rd bedroom & oversized 2 car garage. Home has been extensively updated since 2018. Updates & features inc. an open floorplan w/volume ceilings thru-out, roof 2021, accordion shutter thru-out, screened tiled front porch, porcelain wood grain tile floors thru-out, & plantation shutters on all windows. Great room opens to the kitchen & sliders out to the new in 2023 Florida room for year-round use. Kitchen was redesigned w/lower granite countertops for counter height bar stools, & extra room in the nook area. It has tall wood kitchen cabinets w/crown molding, granite countertops, pull out drawers & trash bin, Lazy Suzan, lots of drawers, spice rack, tile backsplash & stainless kitchen appliances. Roomy master bedroom w/ensuite master bath & 2 walk-in closets. Master bath has dual sinks w/granite countertops & walk in shower. Pocket door to 2nd bedroom and bath to offer privacy for quests. Second bath has a new vanity w/granite counters & tub/shower. Bonus room has a pocket door & easily can be converted to a 3rd bedroom. Interior laundry closet w/full size washer & dryer. Garage has trac flooring, laundry tub, screen doors for ventilation, pull down staircase, new A/C-Heat in 2024, new water heater in 2023 & much more! Villa is located in gated Heritage Oak Park, one of the most sought-after communities in Port Charlotte. Built around all the native oak trees, you feel like you are in the country yet just around the corner from shopping and restaurants. Amenities include a large clubhouse, heated pool, lending library, billiards, fitness room. pickleball, tennis, bocce ball, shuffleboard, & walking path around the lake. Activities director on staff planning many activities for your enjoyment. (Furniture Optional)
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $377 | $377 | $377 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,643 | $1,707 | $2,176 |
Total Monthly Payment | $2,095 | $2,159 | $2,628 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.