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Looking for your Florida home? Look no further. This charming, renovated, and FULLY FURNISHED mobile home in the lakefront Emerald Lakes Co-op 55+ Community offers the perfect opportunity to embrace the Central Florida Clermont Chain of Lakes lifestyle in an affordable way. Nestled in a serene, well-maintained community, this home boasts an updated Kitchen with 42” cabinetry, ceramic tile flooring in the main living areas, carpeted bedrooms, and fresh, contemporary paint that gives the entire space an open, airy feel. The spacious living room area and Florida room create a cozy gathering space that is perfect for entertaining. The primary bedroom is generously sized, complete with a walk-in closet and generous linen closet, and crisp en suite bath with walk in shower. The guest bedroom is equally spacious, with room for a working desk and more closet space for guests and storage. A recently renovated guest bathroom sits right outside the guest bedroom for all the convenience. This property also features an additional enclosed porch/ Florida room, filled with windows, cabinetry/ buffet bar, and is the perfect place to relax, enjoy lunch with the family, enjoy refreshments, and read a good book. Additionally, this home includes a wi-fi programmable thermostat, and on site laundry and storage room with a washer and dryer, and workspace for all your handyman projects. The front tandem drive offers a carport to keep your vehicle shaded from the Florida sun. Exclusive: this particular property comes with an OWNERSHIP SHARE in the property, which essentially cuts your HOA fees in half! The benefits of the ownership share/maintenance fee includes: lawn care, cable, wi-fi, water, sewer, and all community amenities. Emerald Lakes is a vibrant, peaceful retirement community with just 211 homes, offering residents access to a variety of amenities such as a pool, clubhouse, library, pool table, shuffleboard, and a dock with boat slips for rent. A boat ramp provides easy access to the Clermont Chain of Lakes, and you'll be just minutes from the charming downtown Clermont area with lakefront dining, bike trails, pubs, quaint shops, and a waterfront park. Bring your toothbrush, as this move-in ready home is the ideal place to start living your Florida dream—schedule a tour today to see all that this home and the community of Emerald Lakes have to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$140,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $112,000 | $112,000 | $112,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $85 | $85 | $85 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $699 | $736 | $938 |
Total Monthly Payment | $858 | $895 | $1,097 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.