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The open house that was scheduled for May 3rd, 2025 has been cancelled. Welcome home to this 2017 built 3 bedroom, 2 bath 1, 493 sq. ft ranch style home with an attached 2 car garage. Located on a cul-de-sac lot that is fully fenced and backs to a pond and preserve. No rear neighbors on this one. The pie shaped lot leaves tons of room for outdoor activities. The vinyl fence drops down from a 6' privacy fence to a 4’ slatted fence to take advantage of the pond and preserve views while still keeping our furry friends confined. Covered front porch and covered rear porch provide space for outdoor living. This home features a great room floor plan with one large and vaulted room containing the living room, kitchen with bar seating and the dining area. Big and beautiful with its solid vinyl plank flooring and tons of windows for natural light. The kitchen is done in white cabinetry with white appliances including a range, microwave hood, refrigerator and dishwasher. There is a closet pantry. There is ample seating at the island bar plus room for a dining table and chairs. The primary suite is on one side of the home and features a walk-in closet and ensuite bath has double vanities, a walk-in shower and a separate commode room. The guest bedrooms on the other side of the home are ample spaced, and share a hall bath. The inside utility room with washer and dryer is located off the guest wing that leads to the 2 car garage. with a recently replaced garage door opener. There is a whole home water filtration system in the garage. The seller added gutters and downspouts around the entire home. This home has had very little use in the last few years and shows very well. The Chapel Creek Communities boast resort-style amenities including a zero entry pool, cabana, dog park, playground, and scenic walking trails with fitness stations. Such a great location conveniently located with quick access to U. S. HWY 301, I-75, SR 54 and SR 56, the small town quaintness of Zephyrhills and Dade City plus the business and shopping of Tampa Premium Outlets and Wiregrass Mall. All within a reasonable drive. This home is accepting new FHA, VA or Conventional financing in addition to the ZERO down USDA Loans. Talk to your lender for specific details for your situation. Please take a moment and view all the professional photos, then call your Realtor to make an appointment to see this home.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $500 | $500 | $500 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,622 | $1,707 | $2,176 |
Total Monthly Payment | $2,197 | $2,282 | $2,751 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.