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This beautifully updated 3-bedroom, 2-bathroom home with a 1-car garage is packed with stylish upgrades and nestled in the heart of St. Pete. Peace of mind living in paradise, high and dry from the recent storms, hurricane impact windows and garage door installed in 2021, no flood insurance required, no HOA, and block/slab construction. This home is designed with a desirable split floor plan, the private primary suite features its own bathroom and walk-in closet. The home boasts a formal living room and dining room area, and a bright kitchen with a pass-through to the inviting family room. Two additional bedrooms and a bathroom are conveniently located off the living room.
Parking is a breeze with a double driveway, plus a one-car garage and a carport for extra convenience. The fully fenced backyard is perfect for outdoor enjoyment, complete with a utility shed equipped with a 20A/120V power supply and fresh new luxury turf on the side yard—an ideal space to enjoy. Comfort is key with mini-split systems in each bedroom and central A/C throughout. Every room is filled with incredible natural light, making this home a warm and welcoming retreat. North St. Pete is full of character, great choice schools, amazing shops and restaurants, a short drive to the best beaches and downtown St. Petersburg; schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$409,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,200 | $327,200 | $327,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $62 | $62 | $62 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,068 | $2,175 | $2,739 |
Total Monthly Payment | $2,205 | $2,312 | $2,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.