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DESIRABLE AZALEA MODEL AT VILLAGE GARDENS. WELL-MAINTAINTED TWO BEDROOM AND TWO BATHROOM WITH VAULTED CEILING.
Large kitchen with pantry, laundry closet, breakfast counter, tile flooring and gas range. The lanai with the glassed sliding doors has relaxing views of the backyard. Open floor-plan dining/living room with tranquil views of the greenery. This light and bright home is also a splint floor-plan. The main bedroom boasts a walk-in closet. By the side of the villa there is a storage unit for your convenience. The carport is covered. There is no CDD. Village Gardens amenities feature pickleball, tennis and shuffleboard court, heated pool with new furniture, Ramada with grills, utility sink and seating area, clubhouse with fully equipped kitchen, library and billiard table, lots of guest parking spaces. In addition, there is a car wash station. The common road in the community has been coated recently. There is a manager. The grounds, exterior, roof are all maintained by the HOA. Take part in the vibrant social calendar activities and meet your neighbors/your new friends in Village Gardens. This community is very well-taken care of and loved by the residents. Ride your bicycle or walk and enjoy the lush landscaping of Village Gardens. The roofs in Village Gardens are being cleaned this week by the HOA (4/14). Easy access to I-75 and just under 5 miles to Downtown Sarasota. St. Armand's and Lido Beach are about 15 minutes drive and on your way to the beach enjoy Ringling Bridge. There are cultural and culinary venues close by, such as the Ringling Museum, UTC Mall and more. The North Water Park is just around the corner with trails, a playground and covered seating areas. Spend the day at the beach of Siesta Key with the dreamy sand and the azul water of Gulf of Mexico. Live and work here all year around, have your villa as your vacation home, or as an investment property. Book your showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $231 | $231 | $231 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,239 | $1,288 | $1,641 |
Total Monthly Payment | $1,545 | $1,594 | $1,947 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.