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Opportunity to own an abundantly landscaped 0. 25 acre, 2 bedroom, 1. 5 bath home with bonus room and a 682 sqft detached garage/workshop in a peaceful waterfront community. Great neighborhood for walks and bikes. Boat ramp, Schools, post office, government buildings, shopping, mall and Port Charlotte beach all within 5 miles! Gulf beaches within 20 miles.
This 1, 100 sq-ft North facing home has a new, well ventilated, Metal Roof, new a/c air ducts with UV ionizer and recently upgraded Central heat and air units. The exterior decorative corner coining and shutters are hand-crafted concrete architecturals. A Bonus room with a large window in the garage attached to house easily converts to a third guest bedroom, office or den with separate side door entrance from garage and attic stairs for additional storage. Newly upgraded kitchen cabinets floor to ceiling, Pantry and new fixtures for bathroom sinks.
Huge 22 x 31 ft Detached garage/workshop has Twelve foot walls, insulation, 220v electric and a decorative paver floor. 2 10x10 roll-up doors, 3 man doors with windows, 4 decorative windows and thermal automatic gable vent fans complete this workshop/garage. A separate driveway entrance to detached 682 sq-ft garage will not disturb fenced back yard.
An additional 10x11 storage shed just behind house and another playhouse or garden-house storage. Metal Hurricane window shutters are easily installed with wing nuts and artist painted to match if left on while you are away.
Enjoy the unique landscaping providing shade at all times Additionally large patios of pavers and 2 concrete tables makes shaded garden living enjoyable. One centennial oak surrounded by pavers and decorative palms shades the backyard gardens. A nice garden area in the East side backyard. Two centennial oak trees frame the front yard providing shade for numerous birds, flowering plants, herbs and a central tiled concrete seating area. A smaller picket fence frames the front landing, just behind a koi pond. A Large paver patio adjacent to back of home is a great place under canopy for picnic table or your future screened lanai/pool. Numerous herbs and fruiting trees are maturing in your garden of Eden. This sub-tropical home has these and more: Papayas, moringa, avocado, citrus, banana, tamarin, lemongrass, ginger, Thai Basel, dragon fruit, miracle leaf, coconut, mango, etc. large star lilies frame the property side lines.
Currently owner occupied. Additional time to move after closing would be mutually beneficial. The sellers are dedicated to a smooth and fair transition for you and your family.
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,200 | $191,200 | $191,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.154% | 6.248% |
Monthly Tax Payment | $115 | $115 | $115 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,209 | $1,271 | $1,612 |
Total Monthly Payment | $1,399 | $1,461 | $1,802 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.