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Charming Historic Farmhouse – Centrally Located in Elkton! Don’t miss this rare opportunity to own one of the few original farmhouses in the Elkton area! Situated on 1. 67 acres along a paved road, this beautifully maintained nearly 3, 000 sq. ft. home (4, 500 sq. ft. under roof) offers the perfect blend of historic charm and modern convenience. Featuring five bedrooms and two full baths, the home boasts original wood floors, a classic farmhouse kitchen sink, and eight fireplaces, two of which have been converted to propane. Thoughtful updates over the past five years include a new roof, updated electrical and plumbing, a new well, new water softener, a new hot water heater, 2 A/C units and spray foam insulation for improved energy efficiency. Nestled among majestic oak trees, the property radiates classic Florida charm. The established garden, multiple fenced areas for animals, and a goat barn with a milking stand make it ideal for those looking to embrace a rural lifestyle. A scenic spring-fed creek flows through the backyard, adding to the serene setting. One of the property’s most unique features is the fully insulated treehouse with electricity and air conditioning, perfect as a playhouse, office, or creative retreat. Several fruit trees are also scattered throughout the backyard, enhancing the property’s charm and sustainability. Centrally located, this home offers the best of country living while being just 20 minutes from St. Augustine, 20 minutes from Palatka, and 20 minutes from the beach. With 1. 67 acres of land and endless possibilities, this one-of-a-kind property is perfect for those seeking a peaceful homestead, a hobby farm, or a piece of history to call their own. Schedule your showing today! Buyers to verify all measurements. Please Use the As Is Contract for all offers. Listing agent is the mother to the sellers.
Roof aprox 3 years old
A/c units and ducts aprox 5 years old
New plumbing aprox 5 years old
All new electrical and panel 5 years old
New well 4" deep and pump 2 years old
New water softener 2 years old
New tankless water heater 1 year old
New Spray Foam attic Insulation 2 years old
Termite Bond
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $655,992 | $655,992 | $655,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.751% | 6.666% |
Monthly Tax Payment | $200 | $200 | $200 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,986 | $4,200 | $5,714 |
Total Monthly Payment | $4,278 | $4,492 | $6,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.