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Start packing! Picture perfect, meticulously appointed 4-bedroom Cape on a well-loved, tree lined street in North Cumberland. This home offers a perfect blend of comfort and New England charm. From the 2 car garage, there is a mudroom to store your coats & shoes and the 1st flr laundry area. Crisp and clean white cabinet kitchen features a large window above the sink overlooking the backyard and a quaint built-in bench seating. The front living room is open to the dining room and features a gas fireplace to escape the TV and cozy up with a book. Wonderful brick wood burning fireplaced family room has hardwood floors and sliders to a huge sunroom. A lavette services the 1st flr. Age in place in the spacious 1st flr Primary suite -a serene retreat with a walk-in closet and a full bathroom. The second floor features three additional good sized bedrooms (and a bonus office) and a large second full bath, ideal for family or guests. A partially finished rec room on the lower level offers additional living space, perfect for a playroom or fitness area. Ample storage area and room for ping pong and a pool table. Natural gas heat. New driveway with plenty of parking. Beautiful yard is loaded with tons of seasonal perennials. Enjoy the paver patio with the pergola for outdoor entertaining. Fantastic place to call home.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,920 | $623,920 | $623,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $614 | $614 | $614 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,944 | $4,099 | $5,223 |
Total Monthly Payment | $4,650 | $4,805 | $5,929 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.