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Quintessential New England farmhouse on scenic Ivy Hill with picturesque level yard, charming brick patios, stone walls, mature evergreens, & bordered by the Rail Trail walking path that leads directly to historic downtown Ridgefield. This gracious home with roots tracing to the 1700s, was completely rebuilt in 1940, & then significantly expanded by the current owners with a two story addition in 2004, encompassing the spacious new family room & lux primary suite above. The light, bright, & airy FR features custom built-ins & closets, gleaming hardwood floors (just refinished), gas fireplace, & doors to both the front yard & rear patio for outdoor enjoyment. The inviting kitchen with custom white cabinetry, S/S appliances, & hardwood floor seamlessly adjoins both the FR & lovely DR for ease of entertaining. The main level also features a spacious LR with beamed ceiling & 2nd fireplace, which also makes an ideal office, study, or optional BR with full bath in the nearby hallway. The second floor showcases the grand new primary suite, complete with custom built-ins, sitting area, 15' walk-in closet, & spa like bath with jetted tub, separate shower & double vanity; plus two additional spacious bedrooms with updated hall bath. Not to be missed: a walk up attic for storage; partially finished lower level fitness/rec room; & many recent updates including both interior & exterior repainting & C/A. Top location, minutes to town for shops & restaurants, plus just 56 miles to Midtown.
Type | Description | Dimensions | Level |
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Bedroom 1 | Hardwood Floor | 10.0 x 22.5 | Upper |
Bedroom 2 | Hardwood Floor | 10.0 x 18.5 | Upper |
Dining Room | Beams,Hardwood Floor | 10.0 x 11.0 | Main |
Family Room | Built-Ins,Gas Log Fireplace,Hardwood Floor | 23.4 x 23.4 | Main |
Kitchen | Built-Ins,Hardwood Floor | 11.0 x 13.7 | Main |
Living Room | Beams,Fireplace,Hardwood Floor | 10.0 x 22.4 | Main |
Primary BR Suite | Remodeled,Built-Ins,Full Bath,Walk-In Closet,Hardwood Floor | 14.9 x 18.0 | Upper |
Rec/Play Room | 11.0 x 18.5 | Lower |
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William Raveis Real Estate
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Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.751% | 6.309% |
Monthly Tax Payment | $858 | $858 | $858 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,582 | $5,097 | $6,771 |
Total Monthly Payment | $5,532 | $6,047 | $7,721 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.