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Back on the market! Experience coastal living at its finest with this stunning vacant lot without having to pay the VE flood zone insurance rates! This lot is zoned in the more affordable AE flood zone, offering direct Gulf access via an extremely WIDE deep-water canal. Imagine enjoying views of dolphins, manatees, and saltwater fish right in your backyard! Enjoy boating to some of the prettiest islands on the Gulf Coast, just a few minutes away! The lot features a private dock, making it ideal for boating and water sports enthusiasts. Several waterfront restaurants directly neighboring this land allow you to tie up at their docks, including Hooters, Catches, Whiskey Joe's, Whiskey River, Nauti Oar, Crabshack, and more! Conveniently located close to downtown New Port Richey (public dock available for tying up), this property offers a perfect blend of privacy and accessibility. The lot has already had a survey and soil test completed, ensuring a smooth building process. Plus, IMPACT FEES HAVE BEEN PAID—providing significant savings for the new owner! This is the ideal spot to build your dream home, with all the groundwork already laid for you. Don't miss out on the opportunity to own this beautiful waterfront property! Check out the drone video: https: //iframe. videodelivery. net/6451e9d0a74ac598e95b20dbe85b197d
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,627 | $3,348 |
Total Monthly Payment | $2,603 | $2,702 | $3,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.