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This Amazing 3, 200 sq. ft. home was Custom Built and cherished by Original Owners for three generations who have loved it for more than 70 years. This stately brick home sits mid-block in Bayville Estates, one of the most desirable locations within the beach community of Bayville. This Expansive home backs up to a wooded property owned by the village, creating a private sanctuary. The exterior is brick and stone, as is the custom front porch, which welcomes you to the beginning of your new story. A Evening Barbeque will be enjoyed on your custom-built deck, surrounded with tumbled paver patio, and beautiful low-maintenance landscaping. The perfect setting after a day at one of Bayville's Private beaches. Finish the evening relaxing in your formal living room, featuring a marble fireplace, mahogany accent wall, and 9-foot ceilings, wood oak floors. A first floor Primary bedroom with Half Bath , A second Large Bedroom and Multiple bonus rooms, Full Bath serve as the perfect canvas to start your own story within this unique custom home. Heading to Second floor your excitement will continue to grow as you uncover a Gorgeous appointed Family room with custom crown moldings. Exposed Brick accent wall and oversized windows makes this sundrenched room the room that will be the centerpiece of family gatherings for years to come. This Leads to the Custom Gourmet Kitchen appointed with Cherry Cabinets , Granite Countertops, and Stainless Appliances . The updated bath features floor-to-ceiling tile and a walk-in shower, providing both elegance and convenience. Also on the second floor are a Sitting room / bedroom and two additional bonus rooms that can be used as home office space or closets, allowing the new owner to customize according to their needs The full unfinished basement, with 9-foot ceilings, awaits your personal design to complete this magnificent space. Attached 1 1/2 car Garage and second floor laundry add to the amenities. Enjoy all that beautiful Bayville has to offer-private beaches, boating, fabulous restaurants, and a nature lover's paradise. There's no reason to look anywhere else; You will not find a home with this square footage and updates at this price point. ! Stop looking this is the one you have been waiting for !! No Flood insurance is required! All C/O's are in place ! Award winning Locust Valley Schools !!, Possible Mother Daughter with Proper Permits, Truly extraordinary value for 3200 Sq foot home. Low taxes are the icing on the cake !!
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.764% | 6.309% |
Monthly Tax Payment | $1,155 | $1,155 | $1,155 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,140 | $4,605 | $6,118 |
Total Monthly Payment | $5,387 | $5,852 | $7,365 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.