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Welcome to this wonderful classic Cape Cod home. Situated on over an acre of land, this house exudes character and craftsmanship. The home sits on a sloping lot with panoramic views. Stone walls border the property and a 900 sq foot pole barn await its next owners. The spacious yard has a water feature in the back yard. The detached garage at the end of the driveway offers 400 sq ft of space. The house offers 3 or 4 bedrooms on the upper level. The 4'th space is currently used as an office. Each bedroom has softwood pine floors in excellent shape. a full bathroom for the upstairs. A walk up attic from a bedroom has abundant storage. The main level has a rear entry breezeway into the eat in kitchen, with Hickory cabinets. Off one side of the kitchen is a dining room with a slider to an incredible 3 season porch. The porch has an eat in area, pine softwood flooring, large screened windows and ceiling fans. Large timbers were used to frame the porch area. The living room has a fireplace (propane log) and the family room sits off the living room, and has a false wall separating the dining room from it. You can take this wall down to create an open floor plan. All rooms with carpeting have pine softwood flooring underneath the carpet. The covered front porch with center stairway provides a warm entry or sitting area with those wonderful views. The basement is stone with dry lock paint and basement system to keep the area dry all year round. A full bath is off of the kitchen. The walkout basement features a newer oil tank, newer hot water tank, baseboard and radiator heat that keeps the house very comfortable. Washer and dryer hookup is also in the basement. A water filtration system is in place and a new sump pump was also installed. The home offers other features such as a newer roof(2015), steel siding, a pole barn with power and cement floor and double access doors. Middlebury is home to award winning schools. This is a very well maintained house and property.
Type | Description | Level |
---|---|---|
Bedroom 1 | Softwood Floor | Upper |
Bedroom 2 | Softwood Floor | Upper |
Dining Room | Wall/Wall Carpet,Softwood Floor | Main |
Family Room | Wall/Wall Carpet,Softwood Floor | Main |
Full Bath | Stall Shower | Main |
Full Bath | Skylight,Tub w/Shower | Upper |
Kitchen | Eating Space,Hardwood Floor | Main |
Living Room | Gas Log Fireplace,Fireplace,Wall/Wall Carpet,Softwood Floor | Main |
Office | Softwood Floor | Upper |
Primary Bedroom | Softwood Floor | Upper |
Sun Room | Beams,Sliders,Softwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $536 | $536 | $536 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,523 | $2,653 | $3,342 |
Total Monthly Payment | $3,134 | $3,264 | $3,953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.