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This beautifully fully updated second floor beach condo offers coastal living at its finest. Step inside to find luxury vinyl plank flooring throughout and a completely remodeled kitchen featuring modern cabinetry with under-cabinet lighting, quartz countertops, an undermount sink, stylish backsplash, and brand-new stainless appliances, including an induction range and stacked washer/dryer. Enjoy new lighting throughout this spacious, split bedroom plan and a refreshed primary suite with access to covered lanai. The brand-new tiled showers in both bathrooms, along with raised vanities and modern finishes, bring a fresh and stylish feel to this beachside retreat. Additional updates include repiping and a new AC unit (installed 3/24) for peace of mind. Seller has paid annual assessment for reserves through 2029 - A $2250 savings for the buyer! Relax and enjoy time spent on the covered lanai overlooking the heated pool, or get your toes in the sand at the beach! This is a great space for your home, second home or vacation rental. Being sold furnished, this condo is move-in or rental-readyjust bring your suitcase and start enjoying the beach lifestyle! The unit is conveniently located near the heated pool, tennis courts, clubhouse with fitness, and shuffle board. You will also enjoy the picnic/grill area, ocean front pool and especially the private access to the beautiful sugar sand beach. The monthly fees include an ATT package that covers Wi-Fi, cable, land line with unlimited long distance in the U. S. and Canada, as well as including your water and sewer utilities. Ocean Village Club is an ocean front gated community that is near beach restaurants and shops, and just a short drive to Historic Downtown St. Augustine. You will love life at the beach!
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Our Executive Mortgage Banker:
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$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $348 | $348 | $348 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,275 | $2,365 | $3,014 |
Total Monthly Payment | $2,698 | $2,788 | $3,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.