PRICED REDUCED! Lakeside Luxury at 1150 Carmel Circle, Unit 503 . Discover the perfect blend of elegance and comfort in this beautifully upgraded 2-bedroom, 2-bathroom home with an additional den in the highly sought-after Carmel by the Lake community. Step inside to find sophisticated tile flooring throughout, fresh interior paint, and stylish new window treatments. The versatile den, complete with a built-in desk and storage unit, is ideal for a home office or creative space. Designed for effortless entertaining, the open-concept kitchen boasts granite countertops, sleek white cabinetry, stainless steel appliances, and a spacious pantry. The adjoining great room flows seamlessly onto a private screened porch, where you can unwind with tranquil views of lush greenery. The expansive primary suite, measuring 17x11, is a true retreat with two large closets, a newly updated vanity, and a beautifully renovated shower. Move-in ready, this home offers the perfect opportunity to enjoy lakeside living without lifting a finger. Nestled within 42 acres of lush, park-like grounds, Carmel by the Lake provides exclusive access to Lake Howell, a private ski lake perfect for boating enthusiasts. The community offers top-tier amenities, including a resort-style pool, tennis and pickleball courts, a beautifully designed clubhouse, and gated entry for privacy and security. The 1150 building adds an extra level of exclusivity with a private entrance, a stylishly appointed lobby, and two dedicated elevators. The ground level features convenient covered parking, with one assigned garage space included. The HOA covers water and sewer, trash removal, exterior building maintenance, landscaping across the entire property, private roads, gated access, and upkeep of the private boat dock on Lake Howell. Perfectly positioned just minutes from premier shopping, dining, and major roadways, this exceptional home offers both privacy and convenience. Don’t miss this rare opportunity to enjoy lakeside luxury—schedule your private tour today.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,577 | $2,009 |
Total Monthly Payment | $1,775 | $1,835 | $2,267 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.