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This is a rare opportunity as homes do not come up for sale in the Holland Trace subdivision often! And this well-maintained beauty provides options as either a 3 bedroom or a 4 bedroom. A custom-built Enslin Builders home, it is conveniently located between Woodruff Road and Simpsonville shopping and restaurants. The home presents nicely with side entry garage and mature landscaping. The open floor plan is inviting first with the great room and dining room and then with a breakfast area leading to the kitchen that boasts plenty of counter space for meal prep. Step past the double fireplace into the newly-expanded sunroom which now stretches the full width of the house! The primary bed/bath are on the main level as are two additional bedrooms that share a Jack & Jill bathroom. Moving on to the second level you'll find a massive room that can easily be used as a fourth bedroom with a large closet and full bathroom. Finally you'll have plenty of storage with an oversized attic complete with wall-to-wall flooring and shelving already in place. The Simpsonville Fire Station #3 is adjacent to the subdivision and Holly Tree Country Club is an easy drive of 1-2 miles. Start each day by leaving the house and stopping by the nearby Walmart Neighborhood Market, Starbucks, Chick-fil-A or McDonalds and then easily hop onto I-385 and be on your way! [Seller is a SC-licensed real estate agent but is not the listing agent. ]
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,200 | $535,200 | $535,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,383 | $3,516 | $4,480 |
Total Monthly Payment | $3,659 | $3,792 | $4,756 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.