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This beautifully updated 1950's Cape seamlessly blends vintage charm with modern living in Narragansett. The home's entertainment spaces shine, anchored by a renovated kitchen featuring an oversized island/dining table, granite countertops, and stainless appliances. The first floor offers convenient single-level living with two bedrooms, a full bath with oversized tile shower, two living areas (one with a wood-burning fireplace), washer/dryer, and hardwood floors throughout. Two additional bedrooms and a half bath upstairs provide flexibility.
The private fenced yard showcases mature landscaping and stunning stonework, creating an entertainer's paradise. A deck and stone patio flow together, centered around an outdoor fire pit perfect for evening gatherings. The two-car garage, complete with tongue and groove paneling and wood stove, doubles as the ultimate sports-watching retreat.
Recent updates ensure worry-free living: new 4-bedroom septic (2023), Azek trim, young heating system (10 years), and new roof (2020). With neighborhood water access to Salt Pond at street's end, launch your kayak or paddle board for a quick ride to local restaurant/coffee shop, or launch your boat and cruise through Upper Point Judith Pond to the ocean and Block Island!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $255 | $255 | $255 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,666 | $3,810 | $4,855 |
Total Monthly Payment | $4,013 | $4,157 | $5,202 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.