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This home has a great exterior look with a front porch and stone surround. The front door opens up to a hallway that will start with the 2 secondary rooms and bathroom just off it. The other side has the garage door. . . you will have 2 car garage and extra space beyond the stair well for chest freezer, extra fridge or shelving for tools. As you continue down the inside hallway, you will find the tiled laundry room just beyond the stairs. The main living area opens up to the kitchen that has an L shaped island. The formal dining room (or office) has a trey ceiling and can be accessed from the family room or kitchen area. The kitchen island has an overhang on both sides for bar stools. It also opens up to the breakfast nook with lots of windows and natural light. this area has the door to access the covered patio and backyard space. This home overlooks a beautiful pond. Back inside past the family room is the owners suite with a nook for furniture/tv and views of the backyard/pond. The owners bathroom includes counterspace, 2 sinks, linen closet, a large tiled shower and a walk in closet. Going up the stairs in the hallway leads you to a storage closet at the top of the stairs. The bonus room upstairs is a must see! Great for 2nd living area, office, or toy/homework area. There is also a bedroom and full bathroom along with storage closets and access to your hvac. This home has great space and sits wide on the homesite. . . come out and see this gorgeous 1. 5 story home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $323,951 | $323,951 | $323,951 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,048 | $2,128 | $2,712 |
Total Monthly Payment | $2,123 | $2,203 | $2,787 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.