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21 Twin Oaks (1/8 Share) Lane, Isle of Palms, SC, 29451 | $134,500
Excellent opportunity to own a 12. 5% fractional ownership (6 1/2 weeks) in Twin Oaks. This home sits on a beautiful lot that backs up to the golf course and lagoon, while tall pine trees shade the property during summer months. This 3BR/2BA cottage has a great floorplan with a large sunroom off the back of the home, and a deck for added outside living. The beach, shops, pools, and dining are all right across the street from the Twin Oaks neighborhood, while golf, tennis, and pickleball are all within walking distance as well. Many major updates, including the roof, water heater, and HVAC have been made in the last several years. Golf cart is included in the ownership. Owner has another 12. 5% share on the market which can be combined for purchase with this share for a total of 13 weeks.
Features
- Parking: 2 Car Carport
- Heating: Central
- Cooling: Central Air
- Amenities: Club Membership Available, Fitness Center, Gated, Golf Course, Golf Membership Available, Marina, Pool, Security, Tennis Court(s), Walk/Jog Trails
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Room
- Complex: Wild Dunes
- Development: 45 - Wild Dunes
- Year Built: 1979
- Approx Sq. Feet: 1,248
- Acreage: 0.16
- Lot Desc: 0 - .5 Acre, On Golf Course, Wooded
- Elem. School: Sullivans Island
- Middle School: Moultrie
- High School: Wando
- MLS#: 24028915
- Days on Market: 173 days
- Website: https://www.raveis.com
/prop/24028915/21twinoaks18sharelane_isleofpalms_sc?source=qrflyer
Listing courtesy of Wild Dunes Real Estate, LLC
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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
21 Twin Oaks (1/8 Share) Lane, Isle of Palms, SC, 29451
$134,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $107,600 | $107,600 | $107,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $671 | $707 | $901 |
| Total Monthly Payment | $746 | $782 | $976 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484