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Welcome home to 382 Race Street A, a charming 2-bedroom, 1-bathroom graciously sized unit in the heart of historic downtown Charleston, South Carolina! This cozy 848 square foot home offers the perfect blend of modern convenience and classic Southern charm, making it an ideal retreat for those seeking to experience the best of Charleston living!! With a thoughtfully designed layout, this home features a spacious living area that flows seamlessly into the kitchen, creating an inviting space for both relaxing and entertaining. The two bright and airy bedrooms provide comfortable spaces for rest, while the full bathroom is well-appointed with stylish finishes. Enjoy outdoor living with not one, but two porches--perfect for relaxing with your morning coffee or unwinding after a day of exploring downtown Charleston. Both the front and back classic Charleston porches, offer a peaceful retreat while still being just steps away from the vibrant energy of downtown! One of the standout features of this property is its designated parking space, a rare find in the heart of downtown Charleston! Enjoy the convenience of having your own spot just steps off the back porch! Location truly is everything, and 382 Race Street A places you right in the midst of all that downtown Charleston has to offer. Explore world-class dining, shopping, and historic landmarks just moments away, while also enjoying the charm and character of this vibrant neighborhood. Whether you're looking to stroll through King Street, a visit to Hampton Park, or enjoy the local arts scene, everything is within walking distance to 382 Race Street!! Don't miss out on the opportunity to live in one of Charleston's most sought-after areas. Schedule a tour of this downtown gem today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$674,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $539,920 | $539,920 | $539,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,413 | $3,547 | $4,520 |
Total Monthly Payment | $3,505 | $3,639 | $4,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.