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$10, 000 in CLOSING COSTS or RATE BUY DOWN W/ACCEPTABLE OFFER! WELCOME to this beautiful property, only 4 years old, but definitely BETTER than new due to the multiple upgrades made by the original owner. Just to mention a few: large SCREENED-in PORCH added/with beautiful floor tile; crown molding throughout the whole house; custom made drapes; all upgraded light fixture and more. It is a large and functional floor plan with 5 bedrooms, one of which is downstairs, with easy access to a full bathroom; formal dining room and/or office based on the needs; 4 bedrooms upstairs, with a convenient loft in the middle. This floor plan is one of the best sellers by this builder and this house is definitely a MUST see. The house has a nice flow, with the kitchen leading in the breakfast area and ththe screened-in porch + pergola = perfect for entertainment. Located on X flood zone meaning that the lenders will not require to carry flood insurance. The backyard is large and fully enclosed with 6ft wood fence for privacy. This neighborhood has access to the amenities in next door neighborhood of Pine Hills. Schedule your showing today and make this MOVE IN READY home, your personal one.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,098 | $2,181 | $2,779 |
Total Monthly Payment | $2,173 | $2,256 | $2,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.