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Discover the perfect blend of space and comfort in this thoughtfully designed home, zoned for Cane Bay schools! This expansive 3, 670 sqft residence offers everything you need and more. Boasting 6 bedrooms, 4. 5 bathrooms, a loft, and an office, making this home ideal for those who value space and functionality. The first floor features a versatile flex room/office, a formal dining room with wainscoting, and an open-concept family room with a gas fireplace. The kitchen is a chef's dream, featuring a gas range, a new dishwasher, ample cabinet and counter space, a pantry, and a breakfast area. Enjoy outdoor living on the screened-in porch and custom patio, perfect for BBQs, overlooking a fenced backyard with private wooded views. The second floor hosts the primary suite, featuring brand-new carpet, a large bathroom with a double vanity, soaking tub, and a glass shower. The second floor has four additional bedrooms, two full bathrooms, and the laundry room. The third floor is a true bonus, offering a large loft, a sixth bedroom and a full bathroom, making it the perfect mother-in-law suite. This home also features a two-car garage with added storage, an EV charging plug, a lawn irrigation system, and freshly painted walls on the second and third floors. Lindera Preserve offers residents access to two pools, a park, and a dog park, all within the vibrant Cane Bay community known for its walking trails and proximity to restaurants, healthcare, and excellent schools.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,495 | $2,627 | $3,321 |
Total Monthly Payment | $2,570 | $2,702 | $3,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.