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In the heart of enchanting Johns Island just outside of Charleston, a stunning ranch home awaits--a setting where every corner tells a story of pride and modern elegance. Tucked away at the front of a sweet cul-de-sac, this Lennar-built masterpiece less than two years old) is more than just a residence; it's a canvas for your journey. From the moment you step through the foyer, you'll be captivated by the immaculate details and luxurious finishes. The home unfolds gracefully into a spacious layout, offering not one but dual master suites--each a private retreat where you can share moments or savor quiet solitude. An inviting bonus suite upstairs, complete with a full bath, adds an extra chapter to your story, perfect as a second master or a guest haven. Every element has been thoughtfully designed: the bedrooms gleam with elegant LVP flooring that whispers of comfort and style, while brand-new designer light fixtures cast a warm, enchanting glow throughout. The owner's meticulous care is evident in every polished surface and refined upgrade. Step outside onto the screened-in porch and extended patio pad, where evenings come alive under a canopy of stars. Imagine romantic nights by the pool's fire pit, laughter echoing from the dog park, and serene mornings at the lake dock, a perfect backdrop for lasting memories. Even the garage tells a story of practical charm, featuring extra storage shelves that promise organized, clutter-free living. This isn't just a home; it's a sanctuary where modern luxury meets heartfelt charm, inviting you to write your own tale at St. Johns Lake.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Insurance Division:
$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,484 | $3,663 | $4,614 |
Total Monthly Payment | $3,576 | $3,755 | $4,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.