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HOT OFF THE PRESS: Home qualifies for special census tract finance thru First National Bank. ( see document section for more details )VALUE, VALUE, VALUE Well-appointed home offers up 3 bedrooms 2 full baths * Can Close quickly* Fantastic open floor plan * Kitchen/ Diner provides great functionality * Added bonus oversized yard with generous off street parking space. *Excellent buy for first time home purchaser, retiree or as an investment property. Check out STR provision with city of North Charleston Planning & Zoning department. This central location offers up ease of access to BOEING, BOSCH and the Air Force base Access to interstate, both I26 & I526, with an easy commute to historic downtown Charleston which offers renowned shopping and restaurants. Show by appointment, only. Please schedule through showing time
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,409 | $1,462 | $1,842 |
Total Monthly Payment | $1,484 | $1,537 | $1,917 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.