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Welcome to this inviting home nestled on a peaceful street in the heart of Summerville, within the highly sought-after Dorchester II School District. Boasting abundant natural light and cozy spaces, this residence offers the perfect blend of comfort and convenience. Step inside to a warm and welcoming living room, perfect for relaxing or entertaining. The well-equipped eat-in kitchen and sunny dining area provide easy access to the backyard, creating a seamless flow for indoor-outdoor living. Upstairs, you'll find two spacious secondary bedrooms, a full bathroom, and a convenient laundry room. The generously sized primary suite features elegant tray ceilings and an attached private bathroom with dual sinks. An attached one-car garage adds to the home's convenience. Outside, the backyard offers a private and peaceful retreatideal for outdoor gatherings or quiet moments. Notable updates include a brand-new roof (March 2025) and an HVAC system from 2018. Please pardon our dust! We are currently in the process of replacing the downstairs flooring, all carpeting, baseboards, the back door, and completing touch-up painting to give this home a fresh, turnkey feel. Located just minutes from shopping, dining, and all the amenities Summerville has to offer, this home is an excellent opportunity for homeowners and investors alike. Don't miss your chance to make it yours!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,992 | $251,992 | $251,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,593 | $1,655 | $2,109 |
Total Monthly Payment | $1,668 | $1,730 | $2,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.