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Cozy Edisto cottage situated on a nice wooded lot only a short walk or golf cart ride from the beach! This casual getaway is full of charm with 3 Bedrooms, 2 Baths, Living/Dining/Kitchen combination & lots of natural light! There are open sundecks on the front & rear so you can relax & enjoy the outdoors with family & friends! This neat home has that ''beachy'' feel with light driftwood gray paneling, vinyl plank flooring & coastal decor. Desirable lot with high elevation and backs up to quiet Dolphin Street. There are driveways on Jungle & Dolphin for ease of pulling boats & additional parking. The ground level features covered parking, laundry room, storage, screened area & bonus room. There's also a detached storage shed for all of your recreational gear & enclosed outside showerto use after a fun day on the water! Convenient location close to the bike path, shopping, restaurants, State Park, boat ramps & of course, THE BEACH! Perfect rental property or vacation home! Sold furnished. COME SEE!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $567,600 | $567,600 | $567,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,588 | $3,772 | $4,751 |
Total Monthly Payment | $3,680 | $3,864 | $4,843 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.