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This one-story, light-filled, perfect open floor-plan, immaculate, low-maintenance brick home is located in convenient, close-in Mt. Pleasant! With every feature & upgrade you could want, many were replaced or upgraded recently: 2022 roof, freshly re-screened (2023) rear porch, spacious 2022 rear deck, updated white kitchen with 2020 quartz counters/sink/faucet/subway tile back-splash, 2016 primary bath with huge shower, plantation shutters through-out! A proper foyer greets you from the welcoming front porch. Dramatic windows flood light into the high-ceilinged dining & great rooms. With no home behind, the great room is private and can be warmed by the fireplace with gas logs. Most kitchen appliances are newer (2022 dishwasher). Please click forA 2020 sliding door leads from the breakfast area to the screened porch. What a great place to watch the big game on TV! The deck (re-floored in 2022) has room for both outdoor dining and relaxation. The fully fenced (some new in 2022) back yard is perfect for kids or pets or gardening. The guest bedrooms are separate from the primary suite. Two main floor guest bedrooms share a hall bath. The FROG (finished room over garage) could become a fourth bedroom. It would also make a great office or playroom, even conditioned storage! The primary bedroom has hardwood floors and a handsome tray ceiling with fan. The remodeled primary bath has a long vanity and enlarged shower. A spacious walk-in closet is located off the bath. Just down the hall is a separate laundry room which leads to the two-car garage. Next to the laundry room is a double-wide pantry. The pie-shaped lot has a larger back yard than many nearby homes since the wide side yards are also fenced. The landscaping is beautiful and will be in full bloom soon! There is a shallow well with a pump connected to the in-ground irrigation system to keep your water bills low. You'll feel like you live at the beach with all the palm trees, and the beach is not far away! The small neighborhood is full of welcoming residents who socialize throughout the year at the pool (located at the corner of Deepwater & Southlake Dr. ). There are several annual holiday parties. With no through traffic, the streets are great for biking or walking to the lake access path (located between #1347 & #1351 Deepwater Dr. You are welcome to launch a registered canoe or kayak. Lakeshore owners can request space to store a boat or TV or trailer in the nearby Hidden Lakes neighborhood for a nominal fee on a space available basis. This home is currently under a termite bond with Palmetto. The 2018 HVAC and 2016 water heater (in garage) are in good working order. The home is outfitted with high quality gutters.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $767,200 | $767,200 | $767,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.739% | 6.686% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,724 | $4,912 | $6,683 |
Total Monthly Payment | $4,816 | $5,004 | $6,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.