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Discover your ideal beach escape at this custom-built, Edisto Beach home, located at 202 Mary St, JUST STEPS AWAY FROM THE SHORELINE! This spacious 2, 366 sqft residence boasts 4 bedrooms, 2 baths, and handicap-accessible features throughout, making it suitable for all. The 4th bedroom aka the loft bedroom, complete with a private balcony, offers breathtaking views of the Atlantic Ocean, adding a touch of serenity. The master bedroom and one guest bedroom on the main floor feature convenient outside access, perfect for enjoying the fresh ocean breeze. Enjoy a spacious outdoor living area under the home, perfect for entertaining, and rinse off easily after a day at the beach with the outdoor shower. Additional features include an exterior cargo lift, a 10x15 storage building, a retaining wall on the lagoon, and ample storage options. Friendly neighbors add to the charm of this property, creating a welcoming and vibrant community feel. With its unbeatable location near Edisto Beach's best dining and shopping, this property is ideal as a vacation rental, primary residence, or second home for any beach-loving family. Don't miss this incredible opportunity - schedule your tour today!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,040,000 | $1,040,000 | $1,040,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,319 | $6,659 | $8,988 |
Total Monthly Payment | $6,444 | $6,784 | $9,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.