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Discover comfort and convenience in this lovely 4-bedroom, 2-bathroom home featuring numerous recent updates and a spacious layout. Enjoy the benefits of a brand new refrigerator, washer, and microwave, along with fresh carpet and paint throughout. The newer HVAC system (approximately 1 year old) ensures your comfort year-round. Notice the inviting front porch and enter into a foyer, generous sized family room, kitchen with island. breakfast area, pantry, and a laundry area. This home boasts a large owner's retreat and ample closet space, including several large closets for all your storage needs. Step outside to a nice fenced backyard with a gate, perfect for privacy and outdoor activities. The property includes a two-car garage, a deck for entertaining, and additional storage, linen, and coat closet. Located in a desirable area, you'll be close to Northwoods Mall, the airport, theaters, restaurants, shopping options, medical care, Interstate 26, Downtown Charleston, Joint Base Charleston, Boeing, and schools. With mature trees and being in an X flood zone, you can enjoy peace of mind without the worry of flood insurance. This home has been lovingly maintained by its original owner and is ready for you to make it your own. Don't miss the opportunity to secure this amazing property in a vibrant community!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,920 | $255,920 | $255,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,681 | $2,142 |
Total Monthly Payment | $1,672 | $1,756 | $2,217 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.