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1077 Harbor View Road, Charleston, SC, 29412 | $669,000
Price adjusted on 4/24/25 after discussions with owners. Discover your dream home on James Island in Charleston, South Carolina, nestled along a serene stretch of Lake Francis. This charming 3-bedroom, 2-bathroom brick residence offers the perfect blend of modern updates and untapped potential, making it an incredible opportunity for anyone eager to craft a space that reflects their unique style. Located in a highly sought-after area, you're just 5 minutes from downtown Charleston's finest shops and restaurants, yet surrounded by the peace and beauty of James Island. Step inside this single-level gem, fully renovated in 2022 with all-new electrical, bathrooms, trim, paint (inside and out), refinished floors, tiled glass-door showers, new toilets, vanities, fixtures, fans, recessed lighting, gas range, ceilings, doors, and sleek modern black hardware. The spacious master bedroom boasts a full ensuite bathroom, while a large flex space beckons with endless possibilitiestransform it into a cozy den, a vibrant living room, or even a sprawling master suite tailored to your vision. The kitchen, equipped with new appliances, awaits your personal touch to become the heart of the home. Outside, the expansive 0. 35-acre lotfree from HOA restrictionsoffers a blank canvas for your outdoor oasis. Imagine a pool, a lush garden, or a custom entertaining space, all steps from your brand-new 16x10-foot dock on Lake Francis. Fish, kayak, paddleboard, or go crabbing right in your backyard, where the tranquil water enhances the Lowcountry lifestyle. The huge yard and solid brick construction make this property as practical as it is picturesque. Currently thriving as a short-term rental, this home generated $54, 800 in 2024 and is projected to exceed $65, 000 in 2025perfect for an investment-minded buyer or a family ready to settle in. With top-tier schools nearby, it's an ideal spot to put down roots. Nicely maintained and move-in ready, this lakeside retreat invites you to bring your creativity and make it unmistakably yours.
Features
- Bedrooms: 3
- Baths: 2 full
- Style: Ranch
- Development: 21 - James Island
- Year Built: 1966
- Garage: 1-car Attached
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,771
- Acreage: 0.35
- Water Front: Yes
- Elem. School: Harbor View
- Middle School: Camp Road
- High School: James Island Charter
- MLS#: 25007748
- Days on Market: 50 days
- Website: https://www.raveis.com
/prop/25007748/1077harborviewroad_charleston_sc?source=qrflyer
Listing courtesy of Realty One Group Coastal
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Yokadi MejiaInsurance Sales Director, William Raveis Insurance
561.335.7966
Yokadi.Mejia@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1077 Harbor View Road, Charleston, SC, 29412
$669,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $535,200 | $535,200 | $535,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,383 | $3,516 | $4,480 |
| Total Monthly Payment | $3,475 | $3,608 | $4,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484