1447 Fort Lamar Road, Charleston, SC, 29412 | $950,000

What a rare find on James Island! Welcome to a very well maintained brick ranch that is fully functional to where you can move on in and update along the way if you choose. This home sits on a beautiful 2. 3 acre lot that is subdividable! Less than 10 min to Folly Beach! If you like vintage this is the home for you. Great floor plan with endless possibilities. Hardwoods are under the carpet. Bedrooms are nice sized and the master has a dressing area with a half bathroom. Ceilings are flat and there is vintage tile in the bathrooms. There is a living room that flows nicely with the dining room and eat in kitchen so entertaining is easy. Off of the kitchen is another den with a cozy wood burning buck style stove. Outside is the laundry area under the carport. Now lets talk about this little piece of serenity. This extra large lot is almost park like with the beautiful trees front and back. There has been many years of gardening on these grounds in the past. The sandy soil has made a wonderful garden that has grown delicious vegetables. The live oaks are very shading and large enough to set a swing or hammock to relax and catch the breeze. The property is cleared to walk it all. If you don't want all of the property talk to your friends and family and see if they would like to build close to you and subdivide them a piece! You may even want to make the main a house a rental and build your dream home towards the back. Again so many opportunities. Don't forget to bring your boat, there are a couple of landings very close by! Schedule a showing today to appreciate the beauty and character of this home and property in person.

Features

  • Amenities: Boat Ramp, Trash
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Ranch
  • Development: 21 - James Island
  • Year Built: 1958
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,721
  • Acreage: 2.3
  • Lot Desc: 2 - 5 Acres
  • Elem. School: James Island
  • Middle School: Camp Road
  • High School: James Island Charter
  • MLS#: 23007907
  • Days on Market: 764 days
  • Website: https://www.raveis.com
    /prop/23007907/1447fortlamarroad_charleston_sc?source=qrflyer
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Listing courtesy of Brand Name Real Estate

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Yokadi MejiaInsurance Sales Director, William Raveis Insurance

561.335.7966

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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1447 Fort Lamar Road, Charleston, SC, 29412

$950,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $760,000 $760,000 $760,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.764% 6.726%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,679 $4,866 $6,620
Total Monthly Payment $4,771 $4,958 $6,712

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.