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Welcome to The Cottages at Carolina ParkNestled in one of the best neighborhoods, this like-new home (built in 2022) hosts the perfect combination of comfort, style, and convenience. Key Features: Bedrm: 3Bath: 3. 5Bonus Room: YesOffice: YesScreened in Back Porch / Full Front PorchBuilt in: 2022Main Floor Highlights: Open Floor Plan: Spacious and perfect for entertaining, with a large great room, separate dining area, and gourmet kitchen, all featuring crown molding and recessed lighting. Gourmet Kitchen: Equipped with gorgeous Himalayan Moon quartz countertops, white ceramic tile backsplash, staggered-height cabinets, stainless steel appliances (including a dishwasher, microwave, double wall oven w/convection oven, gas cooktopand a stainless steel range hood) and a large walk-in pantry. * Primary Suite: Located on the first floor, with a spacious walk-in closet, recessed lighting, a boxed ceiling, ceiling fan, and access to the covered back porch with fenced in area for grilling or pets. * Primary Bathroom: Featuring tile flooring, a tile walk in shower with a glass door, double vanity with quartz countertops, and a private water closet. * Second Bedroom: Located downstairs with its own en-suite bathroom, quartz countertops, and tile flooring. * Office: Conveniently positioned on the 1st floor between the primary suite and second bedroom, offering a private workspace. * Additional Features: Luxury vinyl plank flooring (except in bathrooms), 10-foot ceilings, 6-inch baseboards, and hardwood treads on the stairs. * Screened in Back Porch: to enjoy your morning coffee or afternoon tea. * FULL Front Porch: to greet the neighbors or relax with a cozy book & glass of wine. Upper Floor Features: * Bonus Room: A spacious area perfect for recreation or entertainment. . . . * Guest Bedroom: High-quality carpeting and easy access to a full bathroom with quartz countertops and luxury vinyl plank flooring. * Walk-In Attic storage: for easy access to you Holiday décor & extra items as needed Community & Location: * HOA: Includes lawn maintenance, ensuring easy, low-maintenance living. * 55+ Neighborhood Location: Impeccably cared for, offering a beautiful and tranquil environment inside Carolina Park in N. Mt. Pleasant, SC. Close to shops, restaurants, pharmacies, hospitals, and Costco, making everyday convenience a breeze & all are within walking distance. ________________________________________ Experience the essence of comfortable, beautiful, and convenient living at The Cottages at Carolina Park. This home is perfect for those seeking a blend of luxury, practicality, and a peaceful setting.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,743 | $3,941 | $5,022 |
Total Monthly Payment | $3,835 | $4,033 | $5,114 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.