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SELLER WILL ADD 2nd BATHROOM POST CLOSING. Welcome to THE HOUSE ON THE BLOCK, a true custom built gem located in the heart of Knightsville, just minutes from historic downtown Summerville. This charming 1969 solid brick ranch sits on half an acre & features three original bedrooms, one bathroom, and an additional room off the kithchen that can serve as a fourth bedroom or as additional living space. Upon entry you are greeted by hand crafted archways which lead to the living and family rooms. The ORIGINAL brick gas fireplace has had a modern rustic makeover, to keep you warm and cozy on those cold winter nights. The spacious kitchen has been completely updated to feature new cabinets, faucets, appliances, countertops, a generous sized island and much more. LVP flooring throughout most of the home, and ORIGINAL wood floors have been refinished giving off their brilliant shine. The exquisitely modern bathroom boasts a tiled shower, double vanity, and new toilet. The one car garage features an automatic garage door opener and extra storage space. Enjoy picking FRESH BLUEBERRIES from your own front yard this summer along with swinging from your hammock under the grand oak in the back yard. Approx. 12x28 slab can be easily converted to carport or detached garage. This home was well-built with true craftmanship and great bones. COUNTRY LIVING AT ITS FINEST.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,234 | $2,846 |
Total Monthly Payment | $2,224 | $2,309 | $2,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.