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Waterfront property in the 55+ active adult prestigious community of Four Seasons at The Lakes of Cane Bay. K Hovnanian built in 2022, the seller has done a remarkable job of upgrading this property both during construction and in the last two years of ownership. While you can no longer build a brand new San Sebastian floorpan in the community, it is doubtful you would want to after seeing this beauty. Let's first talk about the premier lot that overlooks the spring fed lake and into a wooded area offering incredible privacy. That starts the unique nature of the home. Then there is the floorpan itself. This plan has been sought after for years because of the open family, kitchen, and dining areas. All these shared spaces overlook the beauty to the rear and lead to screened porch and patio. The primary suite is on the back of the home tucked away from any guests that may be visiting. It is large enough for a king sized bed and sitting area. The attached bathroom features a linen closet, oversized shower with seat and frameless glass door. The double vanity has a custom shelf built into the corner for either linens or baskets for storage. The custom closet offers an abundance of space. There is a secondary bedroom downstairs with full bathroom, perfect for guests, after all it is the Lowcountry and friends and family are bound to want to come visit. Other features on the first floor are a half bath, office with built-in cabinetry, and the laundry room which houses cabinets galore. There is a custom painted drop-zone which combines storage and shelves making the space very user friendly and a bright spot for coming and going from the two car garage. A 3rd car garage is perfect for golf cart or later use as a workshop or art studio. Finding a place for everything will not be a challenge in this home. Upstairs there is even a walk-in storage area making accessing holiday decor and special keepsakes a breeze. Rounding out the upstairs of the home is a multi-functional loft with dry bar and mini-fridge and a full bathroom and bedroom. The outdoors is why so many love living in the Lowcountry of South Carolina and this home has a beloved 4 seasons porch with vinyl windows for raising and lowering based on ideal weather conditions. The travertine patio and pergola have been added making an extension of relaxing and cooking for either family or friends or maybe just a quiet night alone. A highly regarded landscape company installed outdoor lighting and landscape plantings in front and back of the home. All of these features will be enjoyed while overlooking the Spring-fed Lake. What the sellers thought would be their forever home and where they invested so much time and attention to details has turned into what can be your dream come true, turn-key opportunity to live in an active community where neighbors greet each other by name. Four Seasons offers a 25, 000 square foot amenities center with indoor and outdoor pools, a full fitness center and barre/yoga studio, a large ballroom with built-in stage and chef's kitchen, pickleball, tennis, and bocce courts, and a kayak/canoe launch. You'll enjoy their many chartered clubs, a full calendar of events, and full-time lifestyle director. Start living your best life now in the Charleston area's only lakeside 55+ community, Four Seasons at The Lakes of Cane Bay! $125 annually HOA fee/ $300 Monthly regime. There is not a better value for easy living lifestyle community.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $743,120 | $743,120 | $743,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.898% | 6.739% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,576 | $4,758 | $6,422 |
Total Monthly Payment | $4,668 | $4,850 | $6,514 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.